Segregated Funds

Delivering Professional Investment, Planning & Insurance Services to Greater Victoria for over 40 years.

About us

Are Segregated Funds Right For You?*

A segregated fund is a type of investment offered by insurance companies, which have both capital appreciation and life insurance benefits. Segregated funds are contracts between you and the insurance provider, eventually maturing, typically offing several unique features.

Maturity Guarantees and Death Benefits

Features like maturity guarantees protect a percentage of the value of your investment at the end of the investment term. This percentage varies depending on the segregated fund you choose. Death benefit guarantees ensure a specific percentage of your investment passes onto your beneficiary if you die. Like maturity guarantees the percentage varies based on the segregated fund.

Provide Security for Your Loved Ones

In the event of your death segregated funds can guarantee your loved ones receive a portion of your investments, while the proceeds are able to bypass probate allowing your beneficiary to receive more money faster.

Protect Your Money From Creditors

Segregated Funds may have potential protection from creditors in the event of bankruptcy, since they are an insurance product. For business owners, this can be a particularly useful product.

Curious About Your Financial Needs In Retirement?

Get a professional opinion. The Wright Brothers offer a complimentary financial needs analysis tool. To take advantage of this please download the tool and follow the provided instructions.

*Segregated fund products are offered through Investia Financial Services Inc. and/or multiple carriers. Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.